Loan management software for SME lenders in Cambodia — in ភាសាខ្មែរ

កម្មវិធីគ្រប់គ្រងឥណទាន — ជាភាសាខ្មែរទាំងស្រុង

CLMS Cloud is one of the few loan systems with a native Khmer interface: menus, forms, reports and help guides are all translated, and staff can switch language per user. Chinese-owned lenders operating in Cambodia can run the same workspace in 中文 for management and ខ្មែរ for field staff.

Loans are booked with front interest and any mix of daily, weekly or monthly instalments. Field officers use the mobile app for the daily collection round; the office sees postings live. Customer files (ID card, family book, agreement, photos) are stored per customer.

Loan register, ageing, collection and P&L reports export to CSV for your accountant and for NBC reporting. Every change is in the audit log.

What you get

• ✓Loan booking with live calculation: front interest, deposit, daily / weekly / monthly instalment plans
• ✓Instalment schedule with per-term status, shareable to the customer as an image via WhatsApp
• ✓Mobile collection round (PWA app): due and overdue instalments with arrears, multi-term settlement
• ✓Payment, partial, late-charge and extension-interest types by cash, cheque or bank
• ✓Customer KYC files (IC, agreement, photos, PDF) in private cloud storage; duplicate IC/phone warning; blacklist
• ✓1–5 star customer grading that re-scores after every payment
• ✓Levels and custom roles (capabilities × team scope), per-user agent access, time-window visibility for new staff
• ✓Reports: loan register, collection, ageing, cash flow, P&L, monthly vintage snapshot — CSV export
• ✓Expenses (40 categories), staff payroll, other income and owner capital in the P&L
• ✓Telegram bot for login codes, digests and alerts; system announcements; maintenance mode
• ✓Audit log on every customer, loan, payment and status change; Data Check self-audit; nightly backups
• ✓UI in English, 中文 and ភាសាខ្មែរ; six themes; adjustable font size

Questions from Cambodian lenders